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Title | Here are some things | One other thing I wo | |||
Date | 2014-02-19 01:18:16 | 2014-02-19 02:41:38 | |||
Editor | Anonymous | Anonymous | |||
Edit | Edit this version | Edit this version | |||
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2014-02-19 01:18:16 by Anonymous / Edit this version | 2014-02-19 02:41:38 by Anonymous / Edit this version | ||||
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t | 1 | Here are some things to coniedsr and ask when comp | t | 1 | One other thing I would like to mention is that in |
> | aring policies. What is the liability coverage li | > | place of tyirng to match all your online degree t | ||
> | mits? Do I need excess liability? What are the m | > | raining on days of the week that you finish off wo | ||
> | edical payment limits? Do you need more of either | > | rk (since most people are fatigued when they get b | ||
> | for your purposes (like do you entertain a lot, h | > | ack), try to have most of your instructional class | ||
> | ave hired help on your property, etc.) Does it in | > | es on the saturdays and sundays and only a couple | ||
> | clude worker's comp (in CA it is mandatory) and it | > | courses in weekdays, even if it means a little tim | ||
> | is mandated in your state? What is the coverage | > | e away from your weekend. This is beneficial becau | ||
> | for out buildings (sheds), fences, yard ornamentat | > | se on the weekends, you will be a lot more rested | ||
> | ion, etc. Are there mold and mildew restrictions? | > | in addition to concentrated in school work. Thanks | ||
> | (Many insurers are excluding both after Katrina) | > | for the different suggestions I have realized fro | ||
> | . Am I in a FEMA flood plane and do I require flo | > | m your site. | ||
> | od insurance? Do I need tornado insurance? Is wi | ||||
> | nd damage covered? How are payments structured (i | ||||
> | .e. do they have nuisance fees if the policy is no | ||||
> | t paid in full up front) and if so, is it recurrin | ||||
> | g, a percentage or a specified amount per payment? | ||||
> | Do I get a discount for: combining home and auto | ||||
> | , fire and burglar alarms, being located close to | ||||
> | a fire hydrant or fire station, fire proof constru | ||||
> | ction (i.e. concrete roof shingles, metal framing) | ||||
> | , clearing a 100 foot defensible boundary, being a | ||||
> | certain age, having no claims, having fire exting | ||||
> | uishers in the kitchen and garage, etc. If going | ||||
> | through a broker, ask how they are compensated, by | ||||
> | commission you pay or commission paid by the comp | ||||
> | any. If you are college educated, check with your | ||||
> | alumni to see if they have an agreement with any | ||||
> | certain insurer for discounts (same applies if you | ||||
> | belong to professional membership organizations o | ||||
> | r a union). What is the personal possession cover | ||||
> | age and do you require riders for special collecti | ||||
> | ons or jewelry or power tools in a workshop? http: | ||||
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