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Warning: You are editing an old version: By Anonymous at 2013-05-28 08:42:56

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Body:	I know people get into a situation and they have a need for quick money. They don’t qualify for conventional loans so they turn to payday loans. I would never recommend this. The interest rates are outlandish, sometimes over 200%, just for a small amount of money. Then they get into the habit of taking out payday loans to payoff other payday loans. Then they often cant afford to pay them back due to the extremely high interest rates. They then go to collections further hurting your credit. Payday loans offer repayment plans that are flexible, but costly. For 500$ they may offer you 50$ a month with another 35$ in interest per payment. That’s 10 payments times 35 is 350$. That’s amount of interest you would end up paying over that time. 350$ to borrow 500$ is ridiculous. And that is a generously low example of what you could pay. In addition that doesn’t even include fee’s that would likely be tacked on in addition to the interest. I NEVER recommend taking out payday loans, but if you must only do it if you can pay it back your next payday vs. spacing out payments. You will still have to pay back some outrageous interest, but not as much as if you space it out over a period of time. Hope this helps, best of luck! <a href="http://www.medsshoponline.net/">nexium</a> <a href="http://www.pricesformeds.com/">lasix kidney failure</a>
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