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| Diff Summary | |||||
|---|---|---|---|---|---|
| Title | payday loan | payday loan | |||
| Date | 2013-05-26 08:56:59 | 2013-05-28 08:42:56 | |||
| Editor | Anonymous | Anonymous | |||
| Edit | Edit this version | Edit this version | |||
| Tags | |||||
| 2013-05-26 08:56:59 by Anonymous / Edit this version | 2013-05-28 08:42:56 by Anonymous / Edit this version | ||||
|---|---|---|---|---|---|
| n | 1 | Google the Fair Debt Collection Practices Act.The | n | 1 | I know people get into a situation and they have a |
| > | guy from india with the heavy accent is just bluff | > | need for quick money. They don’t qualify fo | ||
| > | ing. You are right, of course – they canR | > | r conventional loans so they turn to payday loans. | ||
| > | 17;t file criminal charges and they are walking a | > | I would never recommend this. The interest rates | ||
| > | thin line right now anyway. If you can prove that | > | are outlandish, sometimes over 200%, just for a sm | ||
| > | they are threatening you with jail, etc. then you | > | all amount of money. Then they get into the habit | ||
| > | can sue them…. but I can guarantee you that | > | of taking out payday loans to payoff other payday | ||
| > | they will claim that they never said such a thing | > | loans. Then they often cant afford to pay them bac | ||
| > | on the phone.P.S. the reason why you can’t f | > | k due to the extremely high interest rates. They t | ||
| > | ind an address is because you were called from a c | > | hen go to collections further hurting your credit. | ||
| > | all center (most likely somewhere in India) and th | > | Payday loans offer repayment plans that are flexi | ||
| > | e loan shark company has outsourced the dirty work | > | ble, but costly. For 500$ they may offer you 50$ a | ||
| > | .You did not write a bad check in this case becaus | > | month with another 35$ in interest per payment. T | ||
| > | e the bank forced you to close the account and the | > | hat’s 10 payments times 35 is 350$. That | ||
| > | refore had to put a stop payment on all checks tha | > | 217;s amount of interest you would end up paying o | ||
| > | t were still out there. | > | ver that time. 350$ to borrow 500$ is ridiculous. | ||
| > | And that is a generously low example of what you c | ||||
| > | ould pay. In addition that doesn’t even incl | ||||
| > | ude fee’s that would likely be tacked on in | ||||
| > | addition to the interest. I NEVER recommend taking | ||||
| > | out payday loans, but if you must only do it if y | ||||
| > | ou can pay it back your next payday vs. spacing ou | ||||
| > | t payments. You will still have to pay back some o | ||||
| > | utrageous interest, but not as much as if you spac | ||||
| > | e it out over a period of time. Hope this helps, b | ||||
| > | est of luck! | ||||
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