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| Diff Summary | |||||
|---|---|---|---|---|---|
| Title | fast cash advance | fast cash advance | |||
| Date | 2013-05-21 10:47:39 | 2013-05-24 08:44:31 | |||
| Editor | Anonymous | Anonymous | |||
| Edit | Edit this version | Edit this version | |||
| Tags | |||||
| 2013-05-21 10:47:39 by Anonymous / Edit this version | 2013-05-24 08:44:31 by Anonymous / Edit this version | ||||
|---|---|---|---|---|---|
| n | 1 | The talk is as negative as it gets but perception | n | 1 | Hi there,I am sure you do not remember me, my husb |
| > | is often much worse than reality. The average per | > | and and I lived on Lincoln Lane for a little while | ||
| > | son incorrectly believes that inflation is soaring | > | after we got married 10 years ago- we had our bab | ||
| > | at an unusually high rate at the same time that t | > | y while in the Valley View ward..(she was prematur | ||
| > | he economy is sinking; furthermore, he believes th | > | e), Before we had our sweet baby we were in the nu | ||
| > | e worst is yet to come. GDP and inflation are der | > | rsery and I remember Sweet darling Lily and I reme | ||
| > | ived by multiplying the price of products times th | > | mber being so taken in by her. I am not sure if it | ||
| > | e price of products but there is more to each of t | > | was because I love those with special needs, well | ||
| > | hese computations than meets the eye. The GDP is | > | I guess that is for sure part of it but also beca | ||
| > | the great total but it includes other costs necess | > | use she had such beauty and brightness about her- | ||
| > | ary to purchase the sum of all the goods. The fac | > | what a beautiful girl she has grown up from when I | ||
| > | t that the mix of goods purchased changes from mon | > | saw her at 18 months old, what a darling girl. I | ||
| > | th to month makes the computations all the more di | > | lost my brother July 13, 2009- he was multiply dis | ||
| > | fficult. Even many who accept Milton Friedman's s | > | abled and I tell you what my life has forever chan | ||
| > | tatement that inflation is a monetary phenomenon d | > | ged and I enjoyed every minute I spent with him, h | ||
| > | o not understand what inflation is.An accurate inf | > | e was almost 27.. I think it will be 27+ years to | ||
| > | lation number is a number that cannot be captured | > | even feel some of my heart come back, when he died | ||
| > | by averaging costs or by averaging the cost times | > | my heart went with him.. You can see the love you | ||
| > | the quantity of goods purchased. The cost of brea | > | r Family has for Lily and what a beautiful blessin | ||
| > | d is much different than the nominal price of that | > | g. | ||
| > | bread. Goods have time and place utility. The f | ||||
| > | ellow who drives home from work only to have his w | ||||
| > | ife tell him to drive back to the store to buy bre | ||||
| > | ad pays a much higher price than does his neighbor | ||||
| > | who gets a cell phone call from his wife before h | ||||
| > | e passes the store. The third neighbor, a careful | ||||
| > | shopper, who has bread enough to last until "shopp | ||||
| > | ing day", buys his bread a few days later, again a | ||||
| > | t a much lower total price. The next neighbor, wh | ||||
| > | o has time on his hands and who values the exercis | ||||
| > | e pays, a different price when he rides his bike t | ||||
| > | o the store. If he substitutes bike rides for a m | ||||
| > | embership at the club, he may even "make money" wh | ||||
| > | en he goes for bread.Today, tomorrow and the next | ||||
| > | day, there will be billions if not trillions of in | ||||
| > | stances, where cell phone calls, emails, Internet | ||||
| > | transactions, search inquiries, instant messages o | ||||
| > | r other communications, will dramatically reduce t | ||||
| > | he total cost of billions if not trillions of tran | ||||
| > | sactions. Put another way, in a large number of i | ||||
| > | nstances, an extremely low cost electronic event o | ||||
| > | r an electronic event in combination with another | ||||
| > | action will be substituted for another far more ex | ||||
| > | pensive transaction. Even the cost of "Hello, ho | ||||
| > | w are you?" has been dramatically reduced. As far | ||||
| > | as the housing and loan data go, Professor Perry h | ||||
| > | as provided much data to show that the housing pri | ||||
| > | ce market is not nearly as bad as the talk. In on | ||||
| > | e instance he showed that house prices have risen | ||||
| > | in all 22 right to work states. The Shiller-Case | ||||
| > | index is weighted heavily by big city locations wh | ||||
| > | ich experienced huge run ups in housing prices and | ||||
| > | then huge declines. The average home owner is no | ||||
| > | t directly affected by the fact that a Las Vegas c | ||||
| > | ondo climbed in value from $400,000 in 2000 to $1. | ||||
| > | 6 million in 2005. Neither has he been directly a | ||||
| > | ffected by the huge fall to $800,000 over the past | ||||
| > | 3 years. I made this example but the numbers rep | ||||
| > | resent reality without being precise. Condo price | ||||
| > | s are more volatile than home prices, second home | ||||
| > | locations are more volatile than first home locati | ||||
| > | ons and resort locations are even more volatile. | ||||
| > | A condo in a resort area or a home in a city with | ||||
| > | building restrictions is a very volatile asset. T | ||||
| > | he average home in the average community has not b | ||||
| > | een nearly so volatile. Furthermore, the data sho | ||||
| > | w that plenty of money is available to those who h | ||||
| > | ave good credit and money to pay down on a home in | ||||
| > | the average community. Any lender worth his salt | ||||
| > | will think twice about lending even 80% on an $800 | ||||
| > | ,000 condo which was valued at only $400,000 8 yea | ||||
| > | rs ago in a market filled with vacant properties. | ||||
| > | In other posts, Professor Perry has shown that u | ||||
| > | nemployment is low, interest costs are low and the | ||||
| > | cost of food and fuel relative to disposable inco | ||||
| > | me is still low. He has shown that new home const | ||||
| > | ruction has declined while population continues to | ||||
| > | grow (particularly in the 22 right to work states | ||||
| > | ). He has even shown data and market forecast tha | ||||
| > | t suggest the probability of a 2008 recession has | ||||
| > | fallen to a low probability. I do not recall if t | ||||
| > | he Professor has called a bottom in the housing ma | ||||
| > | rket but he has definitely shown that the conditio | ||||
| > | ns are ripe for house appreciation. | ||||
| 2 | 2 | ||||
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