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| Diff Summary | |||||
|---|---|---|---|---|---|
| Title | generic viagra | generic viagra | |||
| Date | 2013-02-13 12:30:39 | 2013-02-13 14:00:03 | |||
| Editor | Anonymous | Anonymous | |||
| Edit | Edit this version | Edit this version | |||
| Tags | |||||
| 2013-02-13 12:30:39 by Anonymous / Edit this version | 2013-02-13 14:00:03 by Anonymous / Edit this version | ||||
|---|---|---|---|---|---|
| t | 1 | میگه:salam .ageh bekham taglibhat dar samte cha | t | 1 | First thing is don't borrow any more money from pa |
| > | pe site bezaram yani samte chape matalabe site bay | > | y day ledenrs. I know their industry very well and | ||
| > | ad chikar konam?alan tu in ghaleb jash khaliy mamn | > | there is only one thing you can do and that is ta | ||
| > | un misham javabesho baram emile konid | > | lk to them. Lenders including pay day ledenrs ar | ||
| > | e bound by both state credit codes and the uniform | ||||
| > | credit code this means that they must follow st | ||||
| > | rict guidelines on how they do business and collec | ||||
| > | t money(this falls under govt acts) so don't ass | ||||
| > | ume that they are not answerable to anyone. In NSW | ||||
| > | there is actually a cap on the amount of interest | ||||
| > | they can charge you per annum. If you were in thi | ||||
| > | s situation when they lent to you then they shou | ||||
| > | ldn't have (unless you weren't completely truthful | ||||
| > | on your application). Sometimes we are victims of | ||||
| > | circumstance and can get into trouble as you are | ||||
| > | (you are not alone). They can ask you for money | ||||
| > | but cannot make unreasonable demands or discuss yo | ||||
| > | ur debt with anyone other than yourself. They also | ||||
| > | cannot refuse a payment you attempt to make eve | ||||
| > | n if it is not the amount they had hoped for.Make | ||||
| > | a repayment plan that is very small (so you are ma | ||||
| > | king an effort to pay) and explain that you first | ||||
| > | need to organise accomodation and maybe employment | ||||
| > | (you didn't say if you had a job or not). If you | ||||
| > | feel you are being harassed by them contact the | ||||
| > | dept of fair trading as there are definate rules a | ||||
| > | s to when you can be contacted , how, and how ofte | ||||
| > | n they may approach you for funds. DO NOT let your | ||||
| > | self be bullied but DO be honest , reliable and | ||||
| > | don't committ to a repayment plan that you know yo | ||||
| > | u cannot afford as thay are not allowed to force y | ||||
| > | ou to accept an unaffordable agreement. If they ar | ||||
| > | e trying to direct debit the funds from your accou | ||||
| > | nt and you have no money you DO have the right | ||||
| > | to advise them in writing to stop as the funds ar | ||||
| > | en't available (this will stop your bank account g | ||||
| > | oing into debit and causing unecessary fees). If t | ||||
| > | hey do not stop take a copy of your letter to yo | ||||
| > | ur bank and advise them you have requested the len | ||||
| > | der in wirting not to debit your account. Your ban | ||||
| > | k will then make this stop. Stay in contact with t | ||||
| > | he lender and if you make regular repayments (even | ||||
| > | if it is a small amount) you will prove that your | ||||
| > | situation is genuine and your are making every at | ||||
| > | tempt to rectify the situation. In these circumsta | ||||
| > | nces you can feel like there is no light at the en | ||||
| > | d of the tunnel but trust me there is. The more | ||||
| > | you hide from them the harder it will be to solve. | ||||
| > | Beware of people offering you quick fixes as th | ||||
| > | ey will fix quick but leave a bitter taste in your | ||||
| > | mouth for years to come. It's not worth it. You a | ||||
| > | re better off trying to pay the money back than | ||||
| > | trying to avoid them. | ||||
